Top Bargains On Late Model Used Cars In South Photos Sun Sentinel Best For Car
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Best Price For A Used Car
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These are hard times, no doubt for just about all of us. Let’s give some consideration to automobiles. There are people who have purchased new cars within the last couple of years. Sadly, since that time they have lost their jobs and can no longer afford to make a car payment in the neighborhood for $400+ per month. Before they know it, they find themselves getting their beautiful cars getting repossessed by the finance company. How embarrassing this can be for you with your neighbors, unless it has happened to them too. Now you do not have a car, your credit is ruined, you need a car, what are you to do? Maybe you have been unemployed or underemployed for a number of years. You know what tough times are all about. You wonder if that old clunker of yours is going to make it for another month or not. You don’t want to take your children in the car because if it breaks down on the road, it won’t be safe for the children. You need to get another car, but to get a bank loan and pay a lot of interest is just not possible for you. Where do you turn.
Many people do not consider that they have a choice when buying an automobile they need for transportation. They assume since they usually buy new shoes and new underwear that a car is something that should be bought new also. In our culture if you don’t have enough money saved to buy something now, there are always plenty of hawkers of loans and credit to lend you the money to do so. Is this always the wisest thing to do? What if you owned a 2003 Toyota Camry, sold it this year for $6,000, and took the money and made a down payment on a new $24,000 car? You would have to finance $18,000. According to Yahoo, the current national average for a car loan is 5.75 percent, and government statistics inform us that the average car loan is for a period of more than four years. Let us say you finance the car for six years. Your monthly payment would be about $320 a month. Six years later you would have paid $23,000 out of pocket for the car and you will have only $6,000 to show for it if you took very good care of the car and are able to get that price when you resell it. That means no accidents, no eating or drinking in the car, and getting the oil changed and other maintenance taken care of on schedule, and keeping the mileage low to average. In other words, you will need to have a bit of luck and be very conscientious in taking care of your car if you want to get a good resale value on it six years later.
You might think that’s still a bit old. Not all old cars are that bad. Within the last 10 years or so regulations have been put in place to control emissions and get better gas millage. Some car companies like Toyota or Honda have been doing this all along regardless of laws. For example I drive a year 2000 honda civic. Its not the pinnacle of ’green’ technology but think on this I get around 25-30mpg. This car is now 9 years old. Many cars today can just match that, and some can’t even reach that high of millage. It also has always passed California smog check and emission checks. California is notorious for its strict emission control standards. So if it can pass those tests it’s a good, clean running car. And since the car is quite a few years old it’s not going to be all that expensive, especially if its found at an auction where you say how much you’re willing to buy it for.
Accidents – Has the car been involved in any accidents? You can check this by contacting the DVLA as they have records of every car in their database. Reason for Sale – Are you buying from a private seller or a used car dealer? If it is a private sale, why is the owner selling? Ask them to be honest and admit any problems the car may have (e.
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