Felicienne Noélie. Used Car. February 19th , 2020.
There is a big concern these days about going green; caring for the environment. One of the biggest forms of pollution is cars simply because there are so many of them. Hundreds of millions of cars are running all day long, every day of the year. Some cars are newer and have better controls built in so they run cleaner and get better millage. However a lot of cars are still very old and run poorly. I’m sure many people would love to get a new car but a lot of times they are not affordable. Newer cars can be expensive. Newer ’green’ cars such as hybrids and natural gas cars tend to be even more expensive than your average base model car. So what can a person do to drive a newer car, get better millage, help reduce pollution, and save money? One answer, believe it or not, is to get a used car from an auction. Government auctions happen all the time and are a great place to find used vehicles. These used cars for auction are not your run down old junkers. No, they instead tend to be newer cars usually from within the past 10 years or less.
These are hard times, no doubt for just about all of us. Let’s give some consideration to automobiles. There are people who have purchased new cars within the last couple of years. Sadly, since that time they have lost their jobs and can no longer afford to make a car payment in the neighborhood for $400+ per month. Before they know it, they find themselves getting their beautiful cars getting repossessed by the finance company. How embarrassing this can be for you with your neighbors, unless it has happened to them too. Now you do not have a car, your credit is ruined, you need a car, what are you to do? Maybe you have been unemployed or underemployed for a number of years. You know what tough times are all about. You wonder if that old clunker of yours is going to make it for another month or not. You don’t want to take your children in the car because if it breaks down on the road, it won’t be safe for the children. You need to get another car, but to get a bank loan and pay a lot of interest is just not possible for you. Where do you turn.
So when you see someone driving a new car just look at them to say silly!! Now when looking for a used car you need to decide what you are after, this sounds obvious but for many people this is not. Do you want a 4×4 or a people carrier maybe you fancy a sporty two seaters but maybe you just want a normal family car. Once you have decided on the car you are after you need to consider the budget you have, whether you take out a car loan or whether you pay cash you need to have a budget. If you are taking out a car loan then you need to consider how much you can afford to re pay on the loan and the best advice is you need to think if you can afford the repayments if you do not work. If you can’t then maybe you should re think your budget.
Now pretend that you keep your 2003 Toyota Camry or that you are the buyer this year that bought it for $6,000. You have no car payments, so if you get laid off from your job or have other temporary financial setbacks, there is no stress from the possibility of the car being taken by the repo man. Granted it’s a used car so we might need a little extra for repairs, let’s say $100 a month. You still need to get the oil changed and regular maintenance done on the car like the new car, but you don’t need to sweat over a few coffee spills on the upholstery or scratches and dings on the paint since you know the car will be worth little when you are ready to get rid of it anyway. Where will you be in six years if you sock away the extra $220 dollars a month in a rather lousy investment CD with a rate of one percent? You will have $16,000 in savings. That is surely plenty of money to buy another nicer and newer car.
Reasonable mileage ==> Listed prices for cars suggest that reasonable mileage should be around the range of 12,000 miles an year. For a car with much higher mileage or in a poorer condition, the sale price should be lower. Never sign an ’As Is’ agreement ==> Read all documentation before you sign. Agree a warranty for at least 30 days, you never know what to expect with a second hand car. By signing an ’As Is’ agreement, once you drive the vehicle off the lot, anything that goes wrong will be your problem. Do not share ==> Never share this information with dealer number with your dealer. Not recommended. Shop Around ==> Don’t settle for the first car that you see. There are a lot of second hand cars being sold, you can certainly find one that suits your budget and style. With these ideas in mind, you can certainly make an informed decision.
Many people do not consider that they have a choice when buying an automobile they need for transportation. They assume since they usually buy new shoes and new underwear that a car is something that should be bought new also. In our culture if you don’t have enough money saved to buy something now, there are always plenty of hawkers of loans and credit to lend you the money to do so. Is this always the wisest thing to do? What if you owned a 2003 Toyota Camry, sold it this year for $6,000, and took the money and made a down payment on a new $24,000 car? You would have to finance $18,000. According to Yahoo, the current national average for a car loan is 5.75 percent, and government statistics inform us that the average car loan is for a period of more than four years. Let us say you finance the car for six years. Your monthly payment would be about $320 a month. Six years later you would have paid $23,000 out of pocket for the car and you will have only $6,000 to show for it if you took very good care of the car and are able to get that price when you resell it. That means no accidents, no eating or drinking in the car, and getting the oil changed and other maintenance taken care of on schedule, and keeping the mileage low to average. In other words, you will need to have a bit of luck and be very conscientious in taking care of your car if you want to get a good resale value on it six years later.
Don’t forget to get your car’s insurance Buying a car whether new or used comes with its own set of exhilarations and anticipations. You might be just thinking about it all day and night. It is very predictable that you have thought about each and every aspect of your car, except the few important ones that are mentioned here in the form of tips on buying a car. It is not just the case with you, but all others as well who are planning buying a new car very soon. This is simply because you all have not acquainted yourself with tips on buying a car. As a result, chances that you might fall prey to a faulty deal increases tremendously. If you want to protect yourself from falling prey to any bad experience, then just glue yourself to this page. Here, you’ll get hold of all the important and intricate details regarding tips on buying a car. These tips on buying a car will definitely help you in making appropriate choices after evaluating every aspect of your deal properly. It won’t take even 5 minutes to finish reading this crucial piece of information on tips on buying a car, but will definitely help you safeguard hundreds of dollars. Whether you are buying a car out of state or are buying a used car, follow the strides proffered below for a healthy and profitable purchase of your dream car. Consider these tips on buying a car mandatory for you and everyone else that is purchasing a car.
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