Colette Maïssane. Used Car. March 25th , 2020.
So when you see someone driving a new car just look at them to say silly!! Now when looking for a used car you need to decide what you are after, this sounds obvious but for many people this is not. Do you want a 4×4 or a people carrier maybe you fancy a sporty two seaters but maybe you just want a normal family car. Once you have decided on the car you are after you need to consider the budget you have, whether you take out a car loan or whether you pay cash you need to have a budget. If you are taking out a car loan then you need to consider how much you can afford to re pay on the loan and the best advice is you need to think if you can afford the repayments if you do not work. If you can’t then maybe you should re think your budget.
Many people do not consider that they have a choice when buying an automobile they need for transportation. They assume since they usually buy new shoes and new underwear that a car is something that should be bought new also. In our culture if you don’t have enough money saved to buy something now, there are always plenty of hawkers of loans and credit to lend you the money to do so. Is this always the wisest thing to do? What if you owned a 2003 Toyota Camry, sold it this year for $6,000, and took the money and made a down payment on a new $24,000 car? You would have to finance $18,000. According to Yahoo, the current national average for a car loan is 5.75 percent, and government statistics inform us that the average car loan is for a period of more than four years. Let us say you finance the car for six years. Your monthly payment would be about $320 a month. Six years later you would have paid $23,000 out of pocket for the car and you will have only $6,000 to show for it if you took very good care of the car and are able to get that price when you resell it. That means no accidents, no eating or drinking in the car, and getting the oil changed and other maintenance taken care of on schedule, and keeping the mileage low to average. In other words, you will need to have a bit of luck and be very conscientious in taking care of your car if you want to get a good resale value on it six years later.
Under Carriage: Previous collision damage – Body work is one thing but repairs to the car’s frame or other under carriage elements should be a concern. While usually good such repairs can raise safety concerns in the future as well as affect the car’s overall life span! Rust – Rust can be a problem for any car. Cars that were located in humid areas or near the ocean should be of considerable concern for the fact that rust could lead to needed repairs of the exhaust system and other important frame elements. Test drive: Car handling – Many people when driving a car will only catch the obvious issues. There are many small but very important things that can happen during a test drive though that will indicate if the car is in good condition and running as smoothly as it should. Sounds – One of the best ways to tell if things are right is by the sounds the car will make during different performance tests. Unless you are an expert you will probably not pick up on most of these as they can easily be masked by the overall sound of the motor or road noise. To get safe you need to have motor vehicle inspection.
Many cities have a location where they have used cars for sale, frequently through government auctions. Some of these cars have been repossessed, some have been confiscated by the police, some have been abandoned, who knows. The government has assumed clear title on these cars, and about once a month, or depending on how quickly their lot fills up, they will place these vehicles up for sale. If you are a person who does not have much wisdom about cars, it would be prudent to check around among your friends/relatives to find someone who could go with you to the sale. In many cases, the day before the sale, the yard will be open for a couple of hours, and then the day of the sale, open early, so that you can walk through the cars and check out cars that might interest you. Once the bidding starts, they will pull a car up to the staging area and take bids. If you are the winning bidder, you must be able to pay a certain percentage down right then. This depends on the sale. (You will want to get the information ahead of time). Usually they will give you a day or so to come up with the rest of the money. They do not provide financing there. Good luck in searching for a car.
Pick Your Car And Prepare To Negotiate. Most cars are priced to negotiate. There is usually about 10-15% reduction in price available, so you need to haggle for it. Again, bring someone with you who is familiar with the car buying process and will help you bargain for a better price. Consider Conditioning The Car On An Inspection. If the car is more than a couple thousand dollars, or really, even if it is less, you may want to make the sale contingent upon a clean inspection. You will need to factor this inspection into the budget and it can run you up to nearly a thousand dollars. However, the headache and frustration it may save you in the long run makes it worth it. Close The Deal and Drive Off In Your New Car. Try to pay for your car in a cashier’s check instead of cash. It is the same thing, but it leaves a paper trail. Make sure you have agreed upon everything and have a bill of sale in writing. You do not simply want a word of mouth agreement because you then have no proof of the sale or any changes they agreed to make after the sale.
4. Test drive. Never buy a car without trying it out first. Even though you may think that the car is right for you, if you test drive it and find out that it just doesn’t fit you right or that you don’t fit it, then you should start looking all over again. Also, be sure to listen to the car while you are on the test drive for any squeaks or rattles or problems. If you hear or feel anything, be sure to get the car checked out. 5. Inspect the car. It may help to bring along a mechanic (if you are not dealing with a dealership) or to bring the car to a mechanic you trust on the test drive. This way, you will really find out if there is anything wrong with the car and if not, then you are probably in the free and clear. 6. Get a car with a background. If the owner is worth anything, they will have a full catalog of paperwork detailing all of the problems and all of the fixes that have been made to the vehicle. If you go for a car from a private party, make sure it has its paperwork. The final bit of advice is to get a car you trust. If you are purchasing a car, you will want to get a car that you don’t always wonder about when you get in to drive it. Having a car that you feel great about is one of the joys of ownership. Just make sure that you find out all you can about the vehicle before you commit to it because you don’t want to make a huge mistake.
5). Keep the inside as clean as the outside. For some reason, people are much more tolerant of a mess in their cars than a mess in their homes. Even the most organized people can wind up driving around in a car that’s full of dirt and junk. Things that you never think about – like dirty floor mats, stains on your upholstery, and the kids’ toys rattling around – can make your car seem like an old trash heap. You don’t need to buy a new car to feel luxurious driving around; you might just need some stain remover or some new floor mats. Either way, keeping the interior of your used car clean can make a world of difference!
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