Mercy Maïlys. Used Car. October 25th , 2020.
These are hard times, no doubt for just about all of us. Let’s give some consideration to automobiles. There are people who have purchased new cars within the last couple of years. Sadly, since that time they have lost their jobs and can no longer afford to make a car payment in the neighborhood for $400+ per month. Before they know it, they find themselves getting their beautiful cars getting repossessed by the finance company. How embarrassing this can be for you with your neighbors, unless it has happened to them too. Now you do not have a car, your credit is ruined, you need a car, what are you to do? Maybe you have been unemployed or underemployed for a number of years. You know what tough times are all about. You wonder if that old clunker of yours is going to make it for another month or not. You don’t want to take your children in the car because if it breaks down on the road, it won’t be safe for the children. You need to get another car, but to get a bank loan and pay a lot of interest is just not possible for you. Where do you turn.
Before you go and buy your first used car, there are certain questions you should be prepared to ask. Make sure that before you make a purchase, you have all of the information you need to guarantee you do not end up with a lemon or a car you are just not satisfied with. Here are a few things you will want to make sure to find out before purchasing a used car: Know your price range. To determine the price range for your new vehicle, you must remember to factor in license plates, registration for the vehicle, taxes, and insurance costs. A lot of these costs vary depending on the age and type of vehicle you drive. Another thing to consider is that if you go out and look at cars that are not within your set budget, you will make the cars you can afford pale in comparison. Also, in order to get the car you want, you may sacrifice quality and end up with a car that does not run nearly as well as one that was within your predetermined price range.
4. Test drive. Never buy a car without trying it out first. Even though you may think that the car is right for you, if you test drive it and find out that it just doesn’t fit you right or that you don’t fit it, then you should start looking all over again. Also, be sure to listen to the car while you are on the test drive for any squeaks or rattles or problems. If you hear or feel anything, be sure to get the car checked out. 5. Inspect the car. It may help to bring along a mechanic (if you are not dealing with a dealership) or to bring the car to a mechanic you trust on the test drive. This way, you will really find out if there is anything wrong with the car and if not, then you are probably in the free and clear. 6. Get a car with a background. If the owner is worth anything, they will have a full catalog of paperwork detailing all of the problems and all of the fixes that have been made to the vehicle. If you go for a car from a private party, make sure it has its paperwork. The final bit of advice is to get a car you trust. If you are purchasing a car, you will want to get a car that you don’t always wonder about when you get in to drive it. Having a car that you feel great about is one of the joys of ownership. Just make sure that you find out all you can about the vehicle before you commit to it because you don’t want to make a huge mistake.
Ownership – how many owners has the car had? Generally the less owners the better, and if you are buying from the original owner they will be able to tell you everything about the car’s history. Be wary if the owner is selling after having the car for a very short time – ask them why they are selling. Also, the type of owner can indicate how the car has been driven. Are you buying it from a woman or are you buying it from a 20 year old man? Mileage – how many miles has the car done? Does it equate to roughly 10,000 – 12,000 per year? If it is much higher, be aware the engine will have suffered more wear and tear so try to haggle the price down. Service History – Does the car have a full service history? Ask to see the Service book and check the records and make sure each service has been stamped by a garage.
1. Do your research. You don’t want to be stuck with a car that you don’t want. By simply doing your research before you go in, you will know what sort of car you want to be looking for and where you want to find it. 2. Find out about the car. Once you have decided on a car, join a forum and get to know the people there. These people have lived and breathed this car for years and know the ins and outs and the problems associated with the vehicle. Search around for some answers to your questions, and if you can’t find them, ask and see if anyone can help you out. More often than not, you will find some great people on forums who are going to give you great advice about the car you want. 3. Know your seller. You should find out all you can about the seller and why they are getting rid of the car. If they seem standoffish and just want it gone without any explanation, be wary. You don’t want to be stuck with their old problems and the more reliable they are with information, usually the better they have treated the car.
There is a big concern these days about going green; caring for the environment. One of the biggest forms of pollution is cars simply because there are so many of them. Hundreds of millions of cars are running all day long, every day of the year. Some cars are newer and have better controls built in so they run cleaner and get better millage. However a lot of cars are still very old and run poorly. I’m sure many people would love to get a new car but a lot of times they are not affordable. Newer cars can be expensive. Newer ’green’ cars such as hybrids and natural gas cars tend to be even more expensive than your average base model car. So what can a person do to drive a newer car, get better millage, help reduce pollution, and save money? One answer, believe it or not, is to get a used car from an auction. Government auctions happen all the time and are a great place to find used vehicles. These used cars for auction are not your run down old junkers. No, they instead tend to be newer cars usually from within the past 10 years or less.
Many people do not consider that they have a choice when buying an automobile they need for transportation. They assume since they usually buy new shoes and new underwear that a car is something that should be bought new also. In our culture if you don’t have enough money saved to buy something now, there are always plenty of hawkers of loans and credit to lend you the money to do so. Is this always the wisest thing to do? What if you owned a 2003 Toyota Camry, sold it this year for $6,000, and took the money and made a down payment on a new $24,000 car? You would have to finance $18,000. According to Yahoo, the current national average for a car loan is 5.75 percent, and government statistics inform us that the average car loan is for a period of more than four years. Let us say you finance the car for six years. Your monthly payment would be about $320 a month. Six years later you would have paid $23,000 out of pocket for the car and you will have only $6,000 to show for it if you took very good care of the car and are able to get that price when you resell it. That means no accidents, no eating or drinking in the car, and getting the oil changed and other maintenance taken care of on schedule, and keeping the mileage low to average. In other words, you will need to have a bit of luck and be very conscientious in taking care of your car if you want to get a good resale value on it six years later.
Any content, trademark/s, or other material that might be found on this site that is not this site property remains the copyright of its respective owner/s. In no way does LocalHost claim ownership or responsibility for such items and you should seek legal consent for any use of such materials from its owner.